Calibrate Finance joins AFG with a clear plan for growth

When Ashton Young launched Calibrate Finance in June 2026, choosing the right aggregator was one of the most important decisions he made.  

After more than 14 years in the mortgage industry, including several years as senior manager behind one of Western Australia’s top-performing brokerages, Ashton recently joined AFG as he embarked on the next chapter of his career: building a brokerage centred on process, client experience and sustainable growth.  

Before opening the doors, Ashton spent months planning behind the scenes. Rather than building systems after launch, he used the lead-up to establish the workflows, technology and client communication strategies that would underpin the business from day one.  

“We wanted to launch running, with us perfecting the process as we go, not building it from scratch,” Ashton says.  

That commitment to process and client experience remains central to Calibrate Finance. The business launched with a customised BrokerEngine experience and a Smart marketing website tailored to the brand, while also establishing a consulting arm focused on helping other brokerages improve systems, technology and client engagement.  

While still in its early stages, Calibrate Finance has ambitious plans for the future. Over the next three to five years, Ashton hopes to expand the client base, grow the team and continue helping clients achieve their goals through the firm’s tailored Calibrate Plan framework.  

For Ashton, the key was building a business that genuinely invests in their clients and provides great outcomes.   

“I want us to be known as people before a business,“ he says. “It’s important that we’re recognised for helping clients achieve their goals, not just for the loans we write.”  

Choosing the right aggregator was an important part of that journey.  

“AFG gives me the platform to build Calibrate exactly the way I designed it, with the systems, support and lender panel to back a business built on process and client experience from day one. “I cannot be happier with the move to AFG and each week I find something that reinforces the choice and why I aligned with them over others.”  

AFG Partnership Manager Andrew Drake said Ashton’s clear vision and commitment to client outcomes made Calibrate Finance a natural fit.  

“What stood out about Ashton was his genuine passion for delivering exceptional outcomes for his clients and his commitment to building a business founded on trust, professionalism and long-term relationships. Having worked closely with him throughout the process, it was clear he was looking for a partner that could provide the support, technology and flexibility needed to grow his business. We’re proud to welcome Calibrate Finance to the network and look forward to supporting Ashton’s continued success.”