Issued 12 December 2017
In these Terms and Conditions of Use, the expressions we, us and our mean Australian Finance Group Ltd ABN 11 066 385 822 (AFG) Australian Credit Licence 389087 and any related body corporate.
Terms and Conditions of Use
We may at any time vary these Terms and Conditions of Use by publishing the new version in the AFG Suite. By accessing the AFG Suite or any part of it you are deemed to accept the current Terms and Conditions of Use displayed. We reserve any and all rights not expressly granted in these Terms and Conditions of Use.
The AFG Suite and your access to it is governed by the laws applicable in the State of Western Australian and the Commonwealth of Australia. The AFG Suite and the information contained in it may not satisfy the laws of any other country and cannot be relied on by people in a country other than Australia.
User IDs and passwords
You agree that:
- you will keep your user ID and password secure and confidential;
- you are solely responsible for any loss caused by the use of your user ID and/or password by you or any other person, including any use not approved or contemplated by you; and
- you will notify us immediately if you know or suspect any other person knows, has accessed or has used your user ID and/or password.
Links to other websites
The AFG Suite may contain links to websites operated by third parties. We do not endorse or approve the operators of any third party websites or any material on their websites. To the extent permitted by law, we accept no responsibility or liability and give no warranty in any way in respect of third party websites or any goods or services offered to you on any third party websites.
We may receive payments from operators or owners of third party websites in relation to goods or services supplied to you by them.
Third party software
Unless we tell you otherwise, any software you download from a third party website is their product and not ours. We point that out because some products may be subject to a licence agreement between you and them.
To the extent permitted by law, we accept no responsibility or liability in respect of such third party products, provide no warranty, and give no endorsement in respect of such products or any party connected with them. We do, however, welcome your feedback or suggestions concerning them.
No warranty or guarantee
We do not warrant that any information in the AFG Suite is accurate, complete or suitable for your intended use. All information in the AFG Suite is also subject to change without notice.
Access to the AFG Suite may be interrupted or affected by outages, faults, delays and maintenance which may be scheduled or unscheduled.
We do not guarantee that the AFG Suite is free from viruses. You must ensure that that the process which you use for accessing the AFG Suite does not expose you to the risk of viruses or other forms of interference which may damage your own computer system. You must use appropriate anti-virus and security measures when you access the AFG Suite.
Limitation of liability
Subject to any responsibilities which are implied by law and cannot be excluded, neither we, nor any of our employees, agents or officers are liable to you for any losses, damages, liabilities, claims or expenses (including but not limited to legal costs and defence or settlement costs) whether direct or indirect, whatsoever arising out of or referable to the AFG Suite, your use of the AFG Suite or, without limitation, any modification, suspension, failure, malfunction or discontinuance of the AFG Suite – whether in contract, tort including negligence, statute or otherwise.
In any event, our liability for a breach of a condition or warranty implied by law or otherwise is limited to the extent possible, at our option, to:
- the resupply of the goods or services;
- the repair of the goods or services; or
- the payment of the cost of having the goods or services supplied again or repaired.
Copyright and trademarks
The material in the AFG Suite is protected by copyright. Other than for the purposes and subject to the conditions prescribed under the Copyright Act 1968 (Cth), no part of it may in any form or by any means be reproduced, uploaded to a third party, linked to, framed, stored in a retrieval system or transmitted without our prior written permission.
You also must not in any form or by any means commercialise any information, products or services obtained from the AFG Suite without our prior written permission.
The AFG Suite includes registered trademarks owned by us (or our licensors). You must not use any of our trade marks in any way without our prior written consent.