Guide to home loans
Variable Variable rate loans often provide additional flexibility and are the most popular type of home loan in Australia. As the name suggests the interest rate is variable and therefore fluctuates with the Reserve Bank of Australia’s movement and the cost of the financial institution sourcing funds to lend. Variable rates are generally broken into […]
Investing in property
Research and having the right people to help you are the keys when investing in property. It definitely pays to do your research on the property market before you dive in, and we’re thrilled to be on board to help you when it comes to financing your decision. Recent share market slides, tight rental markets […]
Reviewing your finances?
Many people refinance their homes or investment properties to reduce their monthly home loan repayments. What other aspects of your finances can you review to help save money? 1. Review the frequency of your home loan repayments If you are paid weekly or fortnightly, see if you can change the frequency of your home loan […]
Refinancing your home loan
As time marches on, situations change. Perhaps you’ve changed jobs? Or there’s a new addition to the family? Maybe you would just like a better rate? Maybe it’s the advent of school fees, or perhaps the kids have flown the coop? Or maybe that leaking shower or tired kitchen has just reached the end of […]
Should I refinance?
My lender is charging me a higher home loan rate than I see advertised elsewhere. Can I change lenders? This is exactly the reason why most people change lenders. There may be a penalty clause in your current home loan, meaning you may need to pay a discharge fee, but it could still be in […]
Typical loan features
One size doesn’t fit all when it comes to home loans. Make sure you choose a loan with the features and benefits that are right for you. An AFG broker can recommend a loan for your particular needs – and take care of all the paperwork. When you’re ready, talk you your broker to discuss […]
Top 10 tips to improve your home security
The good news is that there are plenty of simple, low-cost steps you can take to greatly reduce your chance of getting burgled. Remember, it’s all about making your home a harder target to break into than other people’s. Most burglars enter via a garage door, back door, kitchen or bedroom window. Burglar-proof these and […]
Why use an AFG Broker?
Having an AFG broker negotiate finance on your behalf if the smart way to go as they look to save you time, stress, and money. When should I see a broker and what can I expect? You can see an AFG broker at any stage in your financial journey. You might still be saving for […]
Buying a home
We know that buying a home is one of the most important decisions you’ll make in life and that it can be exciting and daunting at the same time. An AFG broker can ensure you’re armed with the all the information you need to help you on your way to owning your home. An AFG […]
Becoming a first home buyer
Buying your first home is exciting, but it’s a big step to take and one that comes with many questions and decisions. The first big question is how much you can borrow and what your likely repayments will be. That’s where an AFG broker comes in. Your broker is there to do all the legwork for […]